Member
In their words
Kept in 2025
Camila Duarte
Brand designer, São Paulo
USD → BRL
“My US clients pay into a US account number. It lands in reais the same afternoon, and I see the rate before I say yes.”
R$ 9,480
in fees and markup
Tomasz Zielinski
Backend developer, Kraków
EUR · GBP → PLN
“I used to lose a day’s rate every month to the bank’s exchange margin. Now the fee is one line I can read.”
zł 7,120
in fees and markup
Amara Okafor
Motion studio of four, Lagos
USD · EUR → NGN
“Three clients, three currencies, one balance. Payroll went from a spreadsheet and a prayer to a button on Friday.”
$6,300
in fees and markup
Jonas Lindqvist
Translator, Lisbon
CHF → EUR
“The statement shows the rate used on the day of each payment. My accountant stopped emailing me in March.”
€2,240
in fees and markup
Self-reported by members, against the published rates of their previous bank.